Budge Bot

Every morning, one number.

Budge Bot texts you what's safe to spend today, before you spend it. Log a coffee in five seconds by replying. No app to open, no dashboard to check.

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Free to use. Currently in preview.

Budge Botonline
Safe to spend today
$58.40
17 days left in your month · $986 to go
6.20 coffee
Logged to Eating out. $52.20 left for today.
7:42 am

Try it here first.

Type an expense the way you'd text it. Amount first, then what it was.

Morning. You've got $58.40 to play with today. Send me anything you spend.

How it works

Three things happen, in order. Then it repeats every morning.

First

Set a monthly budget

Tell the bot what you've got to spend this month and roughly where it goes. Takes about two minutes, once.

Then

Text what you spend

"6.20 coffee". That’s the whole interaction. It sorts the category and does the arithmetic.

Every morning

Get today's number

Your remaining monthly budget divided by the days left, sent to you before you've spent anything.

Most budgeting apps wait for you to come back.

That's the part that fails. Not the tracking, the remembering.

An app you open

  • You have to remember it exists
  • Charts tell you what already happened
  • Logging a $4 coffee costs six taps
  • You stop opening it by week three

A bot that texts you

  • It starts the conversation, not you
  • One number, before you spend it
  • Logging is a reply in a chat you're already in
  • Nothing new to install or open

Pricing

Free covers most people. Premium is for heavier use and lives on two different payment rails, depending on where you chat.

Free

$0
No payment needed
  • Daily allowance message
  • Monthly budget and categories
  • Fair-use message limit
Start on Telegram

Telegram Premium

150 Stars
Paid in Telegram Stars · about A$3.50/mo
  • Everything in Free
  • Higher message limits
  • Custom categories and reminders
Upgrade in Telegram

WhatsApp Premium Coming soon

Pricing not set yet
Will be billed in AUD by card
  • Same features, on WhatsApp
  • Not yet available

Telegram Premium is charged in Telegram Stars through Telegram, so the dollar figure shown is an approximate conversion and may vary. WhatsApp Premium will be charged in Australian dollars by card when it launches. Prices are indicative during preview and not yet final.

What it does with your data

No bank connection

Budge Bot never touches your bank. There's nothing to link, because you tell it what you spent.

Amounts and labels only

What's stored is the number you sent and the word next to it, so it can add them up for the month.

Delete it whenever

Send "delete my data" and it's gone, along with the budget and history behind it.

Questions

Does it connect to my bank?

No. Everything is entered by you in the chat. That's a deliberate choice, and it's why there's no bank login to hand over.

How is today's number worked out?

Your remaining monthly budget divided by the number of days left in the month. Spend less today and tomorrow’s number goes up.

Why Telegram and not WhatsApp?

Telegram allows bots to start a conversation with you, which is the whole point of a message that arrives unprompted. WhatsApp support is planned but isn’t live yet.

What are Telegram Stars?

Telegram’s own in-app currency. Premium inside Telegram is paid in Stars rather than by card, which is why the price is shown that way.

Is it finished?

No. It's in preview, which means things will change and some of it will break. Pricing isn't final either.

Find out what today's number is.

Set a budget in two minutes and get your first message tomorrow morning.

Start on Telegram